We’re dedicated to protecting families financially and give them access to services that help improve their quality of life.
Licensed in MA, CT and FL · 177 High St, Holyoke, MA 01040
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LIFE INSURANCE & FINAL EXPENSE
Life insurance benefits can help replace your income if you pass away. This means your beneficiaries could use the money to help cover essential expenses, such as paying a mortgage or college tuition for your children. It can also be used to pay off debt, such as credit card bills or an outstanding car loan.
Final expense plans are designed to remove, or offset, the financial stress that is associated with death. Our clients are able to use final expense plans to help family clients prepare for difficult times. Thanks to the diversity of our carriers, we are able to find coverage for our clients no matter what their current health status may be.
Medicare Advantage (also known as “Part C”) is an “all in one” alternative to Original Medicare. These “bundled” plans include Part A, Part B, and usually Part D. Most plans offer extra benefits Original Medicare doesn’t cover like vision, hearing, dental, OTC card and more.
CRITICAL ILLNESS INSURANCE
Critical Illness Insurance provides a lump-sum benefit payable directly to the individual upon diagnosis of a covered critical illness or accident. It also pays a lump sum daily benefit for each day an individual is confined in a hospital. Additional benefits are available for intensive care, skilled nursing care, or to help ease the recovery period after the stay ends.
We offer retirement vehicles specifically designed to provide a powerful combination of benefits that protects principal, allows for index-linked interest credit increases, provides tax-deferred growth and guarantees income over a chosen period of time
A Rollover to IRA allows you to maintain the tax-deferred status of your assets and avoid tax penalties. You may consolidate retirement assets with former employers into one, easy-to-manage account with growth potential and risk protection.
A notary is an official appointed by a state government to help deter fraud. Notaries witness the signing of important documents and verify the identity of the signer(s), their willingness to sign the documents, and their awareness of the contents of the document or transaction.